Central Bank of India has signed an MOU with SIDBI recently ( 28th December 2020) at Mumbai to facilitate MSME customers of the bank to use web based Asset Restructuring Module for MSMEs (www.arm-msme.in) , a Do-It- Yourself tool. It will help MSME customers to submit Restructuring plan for their units online to Central Bank of India in a simple and easy manner. SIDBI in partnership with local MSME associations have placed credit counselors at different locations to provide hand holding support to MSME units seeking restructuring. All these services are available free of cost.