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  • Online Biometric Services & Industrial Solutions: Identifying A Transparent Approach

    Published on November 24, 2021

    Online Biometric Solutions:

    Biometric solutions are envidentially incorporated to bridge the industrial gap against multifaceted attacks like spoofing, ID theft, and financial fraud with seamless customer ID verification. Banks, e-commerce, e-vote & e-count, health care, education, tourism, business corporate world and airport visa/passport clearance.Online  biometric solution  verification is highly variant and covers biometric service authentication processes like biometric facial recognition,fingerprint scanners, voice recognition, hand geometry, DNA and retinal scanners.

    Current Challenges

    In these challenging post-covid times, every industrial sector has seen a shifted paradigm towards online business.The outcome was an efficient and reliable experience for the companies and customers. Even with all this, one cannot deny the fact that privilege comes with its pros and cons. It has been estimated that there was an alarming increase in online scams by 400% since covid-19 globally hit us.

    To address this globally prevailing issue, we need an automated solution that can identify and verify customers in a real-time ubiquitous environment.

    Facial Recognition: Efficacious & Authentic

    A real-time online verification with top-notch AI-driven security clearance to make customer on-boarding process seamless. However, a highly classified  system goes beyond the sign-up process.

    In this challenging unpredictable environment a secure ID verification detects an uploaded/live image using AI , 3D biometric technology which analyzes depth, perception and live detection features like smiling, blinking, unique facial expressions and background. The process is verified on the basis of online biometric verification using advanced geo-location methods and the date/time/location constraints and certain parameters assessment. The customer uploads the captured current/live photo of his government-issued ID documents and the fields are verified along with the face comparison between live and ID photo. The authentication is rejected on the grounds of photoshopped images, duplicate online images, unnecessary filters, old pictures, identity theft presentation, spoofing attacks and conflicting geo-location of the user.

    Coupled with OTP password, security questions (which only you know the answers to), automated/digital document extraction , live video screening online. The software that covers these fully biometric technology solutions is sure as shooting one heck of a certified and market-valued software tycoon  to be associated with, for your company’s future endeavours.

    Fingerprint Scanners: Old is not always Gold

    A fingerprint scanner detects the unique ridges present on every person’s fingers. Every human being has its own unique fingerprint, even the twins. It has become quite a traditional method for small-scale biometric identification and verification online.

    Drawn Comparison: Facial vs. Fingerprint

    Fingerprint has time and again proven to be a flimsy approach with the current paradigm shift of the 21st century. There are certain conditions that correlate with the fingerprints. They can change in case of customers who are involved in culinary business.In some extreme sickness cases,some fingerprints also start to fade away gradually in older citizens. Not to forget, how unidentified criminals can slash their fingers or get a double-hand surgery to clear their name in the records.

    It is never wrong to go for the detailed inquiry process, verifying, authenticating and cross-checking the credibility of the new user while customer onboarding.If anything, it further validates your professional and moral values on how you run your business. Gone are the days to be reliable & build foundation upon words and apparent character.

    Desperate times call for desperate actions.

    It’s a digital era that we live in, corporate sectors like banking (money laundering) and finance industries (insurance frauds) are prone to high-risk transactions and certainly requires high-risk screening to accommodate users to build trustworthy relationships with them.

    Industrialized Use-case Scenario: Online Biometric Technology Implementation:

    Banks: Take only what’s yours to behold:

    If the bank client has requested a high transaction transfer/reception from an alternate bank, he can authenticate the transaction himself by displaying his handwritten statement / cheque consent to the live camera with facial inclusivity. Biometric authentication predetermines sensitive factors like  AML (Anti-Money Laundering) screening process, comparing the fingerprint imprint scans with criminal records and running face ID against sanctions listed, PEP watchlist criminals and monitoring for unauthorized activities before the new user on-boarding process.

    Elections- No need to vent

    E-voting and e-tallying are the talk of the town these days. It has already been implemented in numerous countries like the UK, France, Australia and others.The main rigging concern is multiple vote duplication scam under the same  ID, and online denial-of-service(D-o-S) attack. Online biometric fingerprint scanners are already present at the ballot booths, that can easily be manipulated and tampered with, to carry out illicit activities.  The likelihood of identity fraud (multiple registered votes under the same name) with face verification reduces to a bare minimum.As we all can agree on the fact that free and fair vote casting is a right to every citizen and potential candidates.

    Efficacy and optimization increases extensively with online biometric services solutions like facial recognition along with fingerprint detection scanners. A productive and integral company always updates its security and privacy mandates pertaining to their customer’s requirements and weaves a protective shield around, to cater to them in an ethically transparent manner.

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