When it comes to investment, there are unlimited options in India. But only a few handful options assure you a good return on capital you deposit. So, if you are looking for some best investment options in India with attractive returns this article will be of immense help to you. 

But before you stick to any investment choice- it is recommended to evaluate the particular investment plan and ask yourself why you need it and what are your goals? 

For effective financial planning making yourself clear about everything from the day one is very critical. And if you don’t have any proper investment plan, it is better not to get your feet wet into it. 

Top Investment Options in India in 2021

#1. Stock Investment: 

Stock investment is one of the most popular investment options in India. Investing in stocks offers high returns. But it also carries an equal amount of risk. Investing in stocks assures you 15% -18% annual returns. Considering, the risk involved it is advisable to start an investment with a small amount. And before diving into bigger investments make sure you are thorough with the market trends and analysis. 

#2. Mutual Funds: 

If you don’t have time and expertise in the stock market then mutual funds serve to be a good alternative. It is a less volatile and less risky method of investing in the stock market. The Mutual Funds market is flooded with a range of options and schemes. There are schemes to suit all kinds of investors. All you need to do is to match your investment objective, risk appetite, and affordability with the chosen scheme. 

#3. Bank Fixed Deposit:

If you want to play safely without any risk, this is the option rightly meant for you. According to your needs, you can opt for a monthly, quarterly, half-yearly, or annual cumulative interest option. However, the fixed deposit investment has low liquidity and even the returns offered are very low. 

#4. Gold: 

Possessing gold in form of jewelry has its own set of associated risks. For those who are interested in investing in gold, paper gold through ETFs is a cost effective option. Such investments are available on stock exchanges (NSE or BSE). In addition to this, sovereign gold bonds are another alternative for investing in paper gold. 

#5. Cryptocurrency:

Indian economy is preparing to move towards a digital eco-system. In regard to this, cryptocurrency investment can be a promising investment option in 2021. Also, the returns on crypto investment are much higher than any other investment option. For example, Bitcoin has offered a 144% return in past few years. Thus, the profit made on the crypto investment is double or triple of capital invested. The potential benefits of investing in crypto-assets are richly rewarding. 

Key Takeaways

• Choose an investment option as per your needs. 
• Before selecting an investment option assesses its risks. 
• Check the return potential of an investment asset. 

Once done with these parameters you are free to choose your investment option.