White Label cards are ready-made financial products with your branding. You get your own card without the need to invest in developing or certifying a payment system. For customers, it looks like a unique product from your company, but the infrastructure is already set up. We’ve reviewed FinTech companies that have proven themselves as providers of high-quality virtual cards. They all offer White Label cards and help brands create their own unique payment solutions.
White Label cards are blank cards with no logos — essentially “white” cards. However, this is just their appearance. The payment systems, security and maintenance are already in place. When a brand orders these cards, they can customize their design by adding their logo. The White Label concept saves businesses both time and money that would otherwise be spent on licensing and setting up payment infrastructure.
- PSTNET
PSTNET offers virtual cards for a wide range of purposes, from media buying to paying for digital products, travel and online shopping. All PST.NET cards support payments in dollars and euros, and they can be either debit or credit cards. Cards are available in digital form or you can order physical versions. All cards work with Apple Pay and Google Pay.
The service also provides a branding option for businesses. You can choose White Label debit cards and get a unique payment tool. These cards can be used wherever Visa and Mastercard are accepted.
If your brand prefers transactions in USDT or other cryptocurrencies, PSTNET supports 18 popular crypto coins. The cards can still be used for fiat transactions, with automatic crypto conversion.
Key Features:
- Unlimited card issuance
- Fraud monitoring
- RESTful API
- 18 crypto coins for balance top-up
- Supports SWIFT/SEPA balance top-up and transfers from other Visa/MasterCard
- 3D Secure protection technology
- Two-factor authentication (2FA) for securing user data
- Multi-functional Telegram bot for 3DS Codes and service notifications
- Tools for expense management
- Transaction reporting for budget analytics
- 24/7 customer support via Telegram, Whatsapp and live-chat
2.Pleo
Pleo is a platform for managing corporate expenses and issuing virtual prepaid cards. With this service, companies can create branded cards for their employees. All cards are available in both physical and virtual formats and work with Apple Pay and Google Pay.
Pleo cards support both dollars and euros, making them ideal for international transactions. The platform includes automated expense tracking tools: all receipts sync with transactions, and reports are generated automatically. This saves time and simplifies work for employees who no longer need to spend hours filling out paper reports. Administrators can track team expenses at any time and adjust limits as needed.
The service is recognized as one of the best platforms for managing corporate expenses in Europe and is used by over 37,000 companies.
Key Features:
- Cost-effective plans with zero transaction fees
- Automated reporting
- Centralized expense management
- Fraud monitoring
- API availability
- Card top-up through Pleo wallet
- Support center accessible via email
3.Stripe
Stripe is a financial platform that provides payment card services. Users can choose between physical and virtual cards and customize them to fit their brand.
All Stripe cards support euros, dollars, and British pounds, making them suitable for international transactions. Stripe is especially well-known for its White Label cards. However, it’s important to note that the service only works with businesses that meet certain criteria. Stripe not only supports card issuance but also allows balance top-up through integrations with banking systems.
Additionally, the platform ensures a high level of data protection, complying with PCI-DSS standards.
Key Features:
- Unlimited card issuance
- Fraud monitoring
- 3D Secure protection technology
- API for integration
- Card top-up through Stripe’s financial infrastructure
- Tools for team management and setting limits
- 24/7 email customer support
Conclusion
For brands, White Label cards offer the opportunity to quickly introduce a new product to their customers without delving into the complexities of payment systems.
Providers like PSTNET, Pleo and Stripe offer ready-to-use payment cards that can be adapted to any brand’s needs. All these cards support major currencies (dollars, euros), ensure high levels of security, and provide convenient tools for managing expenses. A significant advantage of PSTNET is the ability to top up cards with cryptocurrency and use them for fiat operations.
