Survika Traders Private Limited is an RBI-registered NBFC that caters to the financial needs of Indian MSMEs, small businesses and retail consumers in a transparent, compliant and efficient manner. Committed towards enabling India’s entrepreneurial and retail community, the company focuses on making transactions quick and convenient.
Our Purpose: Advancing Inclusive Financial Empowerment
Our vision at Survika Traders is to use the power of credit technology and deep market knowledge to break down traditional financing barriers. We are on a mission to provide financial services that are truly accessible to the underserved, so every entrepreneur, small-business owner, and individual has the opportunity to transform their potential into success. We believe in being fully transparent, ethical and compliant as per the RBI’s 2019 NBFC-ND (Non- Deposit) regulations and provide security to all our stakeholders.
Our Vision: Most Trusted NBFC in India
To be India’s most trusted Non-Banking Financial Company which offers tailor-made, convenient and responsibly priced Financial Services to business partners and clients alike. We believe that financial empowerment should not have geographical or background borders.
Going forward, we will seek to grow our economic footprint across Tier 2 and Tier 3 markets to ensure broad-based growth and long-term value creation for our customers as well as communities served by us.
Our Values: Life Integrity, Innovation and Inclusion
The foundation on which Survika Traders is laid, constitutes certain core values that define all decision making and behaviour :
Regulatory Compliance: We are fully adherent to AML and KYC norms of the RBI, all transactions are transparent and secured.
We also undergo routine audits to ensure our robust compliance program remains that way.
Technology-Enabled Solutions: We use AI based credit scoring algorithms that combine GSTN data, banking statements and the Credit Bureau reports to provide faster/ fairer/more accurate loan approval.
Local Knowledge – Given our attention towards Tier 2 and 3 towns with services offered in English, Hindi and regional languages we are making Financial Services more accessible and customer-friendly.
Transparent Pricing: With us, you will not face hidden costs or charges and our interest rates—according to RBI guidelines Transparency is key to all that we do. Each borrower gets written terms of the loan for an easy and reliable transaction.
Bridging the information gap: Working for creditworthy businesses and individuals in India to realize their full potential, Survika Traders Private Limited acts as an enabler of sustainable financial inclusion by integrating regulatory expertise with technological innovation through local market know-how.
